Do you need Insurance for your street party?

Organising a local street party? Here’s what you need to know about Insurance

You may already be in the midst of planning your local street party to celebrate the Queen’s Platinum Jubilee, but have you thought about insurance? Here we find out the top tips from local insurance broker A-Plan.

According to Country Living, between the 2nd and 5th June, it is estimated that there will be 10 million Brits hosting street parties across the UK.

It’s no surprise to see how huge an occasion this is! Not only is this a great celebration of the Queen’s 70-year reign, it’s also a welcome opportunity to reconnect with our community.

What type of Jubilee Party do you want to hold?

Charlotte Mullinger from A-Plan Sevenoaks suggests “If you are planning a Street Party, you will need to contact your local council. You can do this here or simply give your Council a call if it isn’t listed on their website. If you don’t need to close the road, you can run a ‘Street Meet’ – if you live in a cul de sac, councils are generally happy for this to go ahead without permission. Otherwise, use driveways, parking areas and front gardens – none of these will require council permission. Ensure you don’t obstruct pavements.”

Do I need Jubilee Street Party Insurance?

Charlotte also comments “As a Platinum Jubilee Street Party is a one-off event, you won’t need a risk assessment or licence for the consumption of alcohol. That doesn’t mean that there is no risk.

We would encourage anyone organizing a Jubilee party to have street party insurance cover in place. The main risks are:

  • Burns from barbecues
  • Food and drink
  • Trips and falls
  • Damage to vehicles
  • Breakages

Some councils will require proof of insurance, while others won’t.”

Did you know that A-Plan can cover street parties? We know this is a pretty unique insurance to consider, so we are happy to answer any questions about party insurance that you can think of, to ensure your event goes smoothly and without worry. If you need more information about insurance, contact Charlotte or one of the team at A-Plan Sevenoaks 01732 757176 for more information

 

Helen Loder
Author: Helen Loder

Co-Director of Sevenoaks Mums